Critical Illness

Recovering from a critical illness is one of the hardest things you and your family could have to do. Unexpected medical bills and time spent away from work can make it feel impossible to maintain financial security and support your family. Investing in critical illness life insurance can ease the burden during this difficult time for you and your loved ones. Critical illness insurance allows you to focus on recovering, rather than on financial concerns and constraints.


What Is Critical Illness Insurance?

Critical illness life insurance provides protection against financial hardships associated with contracting a life-threatening illness. A critical illness insurance policy will provide your beneficiaries with payment if you are diagnosed with a covered disease or condition. Coverage for this type of policy may depend on the degree or severity of the condition you are diagnosed with. For example, a condition that is diagnosed as being very mild and easily treated could be ineligible to claim. In addition, critical illness benefits cannot be claimed for a pre-existing condition, so it’s best to be proactive and purchase critical illness insurance at the time that you are purchasing life insurance.

Many life insurance policies offer critical illness insurance as an add-on, but you can also purchase critical illness insurance as stand-alone products – the choice is yours, and depends on your specific situation. If you require assistance or guidance in the process of purchasing critical illness insurance or obtaining quotes, the insurance brokers at Lifetime Insurance are only a phone call away, and support is available 24 hours a day, 7 days a week. We are committed to putting you first.


What Illnesses Are Covered by Critical Illness Insurance?

The illnesses and conditions covered by critical illness life insurance vary from policy to policy, and we can work with you to find a policy that covers the particular illnesses or conditions that you are concerned about most, based on personal medical or family history. Covered illnesses and conditions usually include:

  • Certain types of cancer
  • Heart attacks of defined severity
  • Strokes of defined severity
  • Loss of vision
  • Kidney failure
  • Multiple sclerosis
  • Paralysis
  • Organ transplants
  • Alzheimer’s Disease


Get A Critical Illness Life Insurance Quote

It’s always best practice to obtain multiple quotes before selecting an insurance policy. After a one-on-one meeting with you, our insurance brokers can go through that process on your behalf, actively seeking the policies that would make most sense for you and your needs to put together a custom-tailored critical illness insurance quote for you. Alternatively, you can use our online quote calculator to give you a rough idea of what your premiums might be for various benefits packages.

What Our Clients Say

Great job guys! Professional team that cares! Best life insurance brokers!!!

Brad BukovskyManager

Excellent service, prompt advise about my life insurance needs... very good experience !!!

John HollandManager
Call Us Now

Feel free to contact us today

Call Us Now
Our Email

Drop us a line anytime at
and we’ll get back soon.

Write Down A Message
Our Address

Come visit us at
240 Viceroy Road Unit 15,
Vaughan ON, L4K 3N9

See the Map
  • Complete This Inquiry and Get a No Obligation Free Quote