Unexpected accidents or illnesses can render you unable to work for an extended period of time, which can jeopardize your earning potential and the future of you and your family. Having a comprehensive disability insurance policy can secure your earning potential, and provide you and your family with the income you need while you recover from your illness or disability and prepare to return to work.
What Is Disability Insurance?
Disability insurance is a form of health insurance that provides you with coverage in the event that you become ill or disabled to the extent that you cannot work while you recover. Disability insurance benefits can help cover medical expenses and prescription costs, or serve as temporary income while you are unable to work.
Disability Insurance Canada
Disability insurance in Canada is important for a number of reasons. We are lucky to live in a country with a well-developed social security net, however, disability insurance in Canada is needed because:
- Worker’s compensation only covers work-related disabilities and illnesses (and let’s face it, accidents can happen outside of the work place too)
- Unemployment insurance only covers up to 15 weeks of unemployment due to an illness or disability (and the reality is that a disability or illness is likely to prevent you from working for longer than that)
Get A Disability Insurance Quote
For a disability insurance quote, contact an insurance broker at Lifetime Insurance. Our professional brokers prioritize you, and take the time to understand your unique situation, which means that they will find the best disability insurance quote and policy for you. The insurance brokers at Lifetime Insurance are only a phone call away, and support is available 24 hours a day, 7 days a week. We are committed to putting you first.
If you only require a quick general idea of the cost of disability insurance premiums, use our online insurance calculator.
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