No Medical Exam Life Insurance

When shopping for life insurance, the insurer typically wants to gather a lot of information about you and your lifestyle habits. This usually includes a medical examination and your medical history. For many people, this can be frustrating, as they find that a past or current medical situation makes them difficult to insure. At Lifetime Insurance, we believe that no one should be denied life insurance, no matter his or her state of health. It’s important to all insurance shoppers that their loved ones be supported financially in the event of their death, and we work directly with clients who may be difficult to insure to find the best life insurance solution for them.


What Is No Medical Exam Life Insurance?

No medical exam life insurance is a form of life insurance that does not require the insured to have a medical examination, medical report, or doctor’s note in order to obtain insurance. There are two different types of no medical exam life insurance: guaranteed life, and simplified issue. Guaranteed life no medical exam life insurance means you do not have to answer any medical questions or undergo any medical exams at all. Simplified issue no medical exam life insurance means you do not need to undergo a medical exam, and only need to answer a few brief medical questions. Our experts can help you to determine which type of no medical exam life insurance is your best fit.

With no medical exam life insurance, you can obtain coverage even if:

  • You have been turned down by insurers in the past
  • You are hard to insure
  • You are a smoker
  • You are overweight
  • You prefer not to undergo a medical exam for any other reason


Term Life Insurance – No Medical Exam

No medical exam life insurance is a type of term life insurance, meaning that your coverage lasts for a specified amount of time, and then expires. Unlike permanent life insurance, your premiums will change over time. Term life insurance with no medical exam is the best choice for those who are experiencing difficulty obtaining permanent life insurance due to medical reasons. If you require assistance or guidance in finding term life insurance with no medical exam, the insurance brokers at Lifetime Insurance are only a phone call away, and support is available 24 hours a day, 7 days a week. We are committed to putting you first.


Get A No Medical Exam Life Insurance Quote

Get a no medical exam life insurance quote free of charge by speaking with one of our insurance brokers. You may use the online quote calculator, but an insurance broker will be able to give you a more accurate quote based on your specific situation.

What Our Clients Say

Great job guys! Professional team that cares! Best life insurance brokers!!!

Brad BukovskyManager

Excellent service, prompt advise about my life insurance needs... very good experience !!!

John HollandManager
Call Us Now

Feel free to contact us today

Call Us Now
Our Email

Drop us a line anytime at
and we’ll get back soon.

Write Down A Message
Our Address

Come visit us at
240 Viceroy Road Unit 15,
Vaughan ON, L4K 3N9

See the Map
  • Complete This Inquiry and Get a No Obligation Free Quote